🍮 Ingredients You’ll Need
To make this luscious Banana Pudding Cheesecake Fluff, you only need a handful of ingredients — but each plays a vital role in achieving that perfect texture and taste.
- 16 oz Heavy Whipping Cream: This is the foundation of the fluff. When whipped, it creates the light, airy structure that makes this dessert so irresistible.
- 8 oz Cream Cheese (softened): The cream cheese gives this dessert its signature cheesecake flavor and creamy texture.
- 1 oz Sugar-Free Banana Pudding Mix: This adds the banana flavor and helps thicken the mixture. Using a sugar-free mix keeps the recipe lighter and suitable for those watching their sugar intake.

Optional Add-Ins:
- 1 teaspoon vanilla extract (for depth of flavor)
- 2 tablespoons powdered sweetener or sugar (if you prefer it a bit sweeter)
- Crushed vanilla wafers or graham crackers for topping
- Fresh banana slices for garnish
🧁 Step-by-Step Instructions
Step 1: Prepare Your Ingredients
Before you begin, make sure your cream cheese is softened to room temperature. This ensures that it blends smoothly with the other ingredients without lumps. Chilled cream cheese can make the mixture grainy, so this step is important.
Step 2: Whip the Cream
In a large mixing bowl, pour the heavy whipping cream. Using an electric mixer or stand mixer fitted with a whisk attachment, beat the cream on medium-high speed until stiff peaks form. This usually takes about 3–5 minutes. Be careful not to overbeat — you want it fluffy, not buttery.
Step 3: Mix the Cheesecake Base
In a separate bowl, combine the softened cream cheese and banana pudding mix. Beat until smooth and creamy. You can add a splash of vanilla extract here if desired. The pudding mix will thicken the cream cheese and infuse it with banana flavor.
Step 4: Combine the Mixtures
Gently fold the whipped cream into the cream cheese mixture. It’s best to do this in batches, folding with a spatula to maintain the airiness. The goal is to create a smooth, fluffy consistency without deflating the whipped cream.
Step 5: Chill the Fluff
Transfer the mixture into a large airtight container or serving dish. Cover and refrigerate for at least 2 hours before serving. This allows the flavors to meld together and gives the fluff that perfect, mousse-like texture.
Step 6: Serve and Enjoy
Once chilled, give it a quick stir and serve in individual dessert cups, parfait glasses, or a large serving bowl. Top with crushed vanilla wafers, banana slices, or a dollop of whipped cream for an extra touch of decadence.